Terms of Service & End-User License Agreement
Last updated: September 11, 2025
These Terms of Service ("Terms") govern your access to and use of the vihko.ai service, provided by Singularity Ventures Oy, a company registered in Finland ("we", "our", or "us").
By creating an account or using vihko.ai, you agree to be bound by these Terms. If you do not agree, you must not use the service or the software.
1. Eligibility
• You must be at least 16 years old to use vihko.ai, in accordance with EU GDPR consent requirements.
• By creating an account, you confirm that you meet this age requirement.
2. Accounts
• To access certain features, you must create an account.
• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
• We may suspend or terminate your account if you violate these Terms.
3. Service Model
• vihko.ai offers a freemium model: limited free use and paid subscriptions with additional features.
• Subscription fees, payment terms, and applicable limits are provided during signup.
• Refunds: Payments are non-refundable, except as required by applicable law.
4. Acceptable Use
You agree not to use vihko.ai to:
• Engage in unlawful, harmful, or abusive activity.
• Upload, store, or share content that infringes others' rights.
• Attempt to interfere with or disrupt the service, including attempting to gain unauthorized access.
• Reverse engineer, decompile, or otherwise tamper with the service or software.
We may suspend or terminate your account for violations.
5. Ownership of Content
• You retain full ownership of all notes, files, and other content you create or upload to vihko.ai ("User Content").
• By using the service, you grant Singularity Ventures Oy a limited, worldwide, non-exclusive, royalty-free license to store, process, and display your content solely as necessary to operate and improve the service.
• We will never sell or license your content for commercial purposes without your explicit consent.
6. Software License (Electron App)
• The vihko.ai desktop app is licensed, not sold.
• Subject to these Terms and your subscription plan, we grant you a non-exclusive, non-transferable license to download, install, and use the desktop app:
- Free plan: personal, non-commercial use.
- Paid subscription: personal and commercial use permitted.
• You may not:
- Copy, distribute, or sublicense the app
- Modify, reverse engineer, or attempt to extract source code, except as permitted by law.
7. Payments & Billing
• Subscription fees are billed in advance on a recurring basis (monthly or yearly, as chosen).
• We may change prices in the future, with notice before your next billing cycle.
• Failure to pay may result in suspension or termination of your subscription features.
8. Termination
• You may stop using vihko.ai at any time and cancel your subscription.
• We may suspend or terminate your access if you breach these Terms.
• Upon termination, your right to use the service and the app ends, but ownership of your content remains with you.
9. Disclaimers & Limitation of Liability
• vihko.ai is provided "as is" and "as available", without warranties of any kind.
• To the fullest extent permitted by law, Singularity Ventures Oy disclaims all liability for any damages, data loss, service interruptions, or other issues arising from use of the service.
• Nothing in these Terms excludes liability where prohibited by law (e.g. consumer protection rights in the EU).
10. Changes to the Terms
• We may update these Terms from time to time.
• If we make material changes, we will notify you in advance (e.g. by email, in-app notice) and may require you to accept the new Terms before continuing to use the service.
• If you do not agree to the updated Terms, you must stop using the service.
11. Governing Law & Dispute Resolution
• These Terms are governed by the laws of Finland.
• Any disputes shall be resolved in the competent courts of Finland.
• If you are a consumer in the EU, you may also be entitled to use the EU's Online Dispute Resolution platform.
12. Contact
For any questions regarding these Terms or the service, you can contact us at:
Singularity Ventures Oy
Email:
[email protected]