Privacy Policy

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Privacy Policy Last updated: September 11, 2025 This Privacy Policy explains how Singularity Ventures Oy ("we", "our", "us") collects, uses, and protects your personal data when you use vihko.ai (the "Service"). We are committed to protecting your privacy and complying with the General Data Protection Regulation (GDPR) and applicable Finnish/EU laws. 1. Data We Collect When you use vihko.ai, we may collect the following types of data: • Account Information: email address, name (if provided), subscription details. • Usage Data: interactions with the service, log data, device information, cookies (if applicable). • Content Data: the notes and files you create, upload, or store in vihko.ai. • Payment Data: processed securely by third-party payment providers (we do not store credit card numbers). 2. How We Use Your Data We use your personal data only for the following purposes: • To provide and operate the service. • To process payments and manage subscriptions. • To secure, maintain, and improve the service. • To provide customer support. • To comply with legal obligations. We do not sell or license your personal data to third parties. 3. Legal Basis for Processing We process personal data under the following GDPR legal bases: • Contract: to provide the service you signed up for. • Consent: where you have given consent (e.g. for optional features or cookies). • Legal Obligation: to comply with accounting, tax, or regulatory requirements. • Legitimate Interest: to improve security and user experience. 4. Data Ownership • You retain full ownership of the content (notes, files, etc.) you create or upload in vihko.ai. • We process and store your content only as necessary to provide the service. • We will never use your content for advertising or unrelated purposes without your explicit consent. 5. Data Sharing We may share personal data with trusted third-party service providers who help us operate vihko.ai (e.g. hosting, analytics, payment processing). • These providers act as data processors under GDPR and only process data on our instructions. • We do not share your personal data with advertisers. 6. Data Retention • We keep your personal data only as long as necessary to provide the service and comply with legal obligations. • If you delete your account, we will delete or anonymize your personal data, except where retention is required by law. 7. Your Rights (GDPR) As an EU user, you have the following rights: • Access: request a copy of your personal data. • Correction: request correction of inaccurate data. • Deletion: request deletion of your data ("right to be forgotten"). • Portability: request export of your data in a machine-readable format. • Restriction & Objection: request that we stop or limit certain processing. • Complaint: file a complaint with your local Data Protection Authority. To exercise these rights, contact us at [email protected]. 8. International Data Transfers If your data is transferred outside the EU/EEA, we ensure appropriate safeguards (such as the EU Standard Contractual Clauses) are in place to protect it. 9. Security We use reasonable technical and organizational measures to protect your data against loss, misuse, or unauthorized access. However, no system is 100% secure, and we cannot guarantee absolute security. 10. Cookies We may use cookies and similar technologies to provide core functionality (e.g. login sessions) and improve the service. Where required by law, we will ask for your consent before setting non-essential cookies. 11. Changes to This Policy We may update this Privacy Policy from time to time. If we make material changes, we will notify you (e.g. by email, in-app notice). The latest version will always be available on our website. 12. Contact If you have questions about this Privacy Policy or how your data is handled, contact us at: Singularity Ventures Oy Email: [email protected] Registered in Finland